Investment Accounts - Put your money to work for you

Key Features

Less fees, more growth
Each Investment Account includes four free Standard Transactions, access it when you need without paying extra.

Unlimited Deposit Anywhere™ .
Deposit your cheques instantly with our Mobile Banking App without using any of your Standard Transactions.

Available in USD
The US Investment Account is available in US Funds, so you can better manage your exchange rate exposure.

Investment Accounts are designed to complement a specific way of saving money. The Peak is best suited for those who want to grow their money fast and will not dip into it often.

All our Investment Accounts come with four free Standard Transactions per month.
Performing any one of the following transactions would be considered a Standard Transaction.

Standard Transactions†

Send Interac® e-Transfer
Request Interac® e-Transfer
In Store Purchase
Mobile Wallet Purchase
CU ATM Withdrawal or Deposit
CU ATM Transfer
In Branch Transfer
In Branch Cash Withdrawal or Deposit
Bill Payment
Interac® Flash
Online Bill Payment
Online Transfers
Telepay™ Transfer
Telepay™ Bill Paymentt

Unlimited Me-to-Me on-line transfers with every Investment Account.
Transfer funds between your Operating and Investment Accounts on line as much as you like without using your included transactions.

Does your business deal in USD?
With the US Investment Account in US Funds, you can set aside money when the exchange rate is best, and then access it in branch when you need it.

Investing Accounts

 

SHARE

PEAK

US

BUSINESS SAVINGS

Growth

Rate

Dividends**

High Interest

N/A

Tiered

Paid

Annually**

Monthly

N/A

Monthly

Transactions

Standard Transactions

4 Free
$2.00 /Additional

4 Free
$5.00 /Additional

4 Free
$2.00 /Additional

4 Free
$5.00 /Additional

Item Deposited

$0.20/Cheque

$0.20/Cheque

$0.20/Cheque

$0.20/Cheque

Cash Deposited (Notes)

$2.25 per $1,000 in Notes

$2.25 per $1,000 in Notes

$2.25 per $1,000 in Notes

$2.25 per $1,000 in Notes

Coin Deposited

$2.25 per $100 in Coin

$2.25 per $100 in Coin

$2.25 per $100 in Coin

$2.25 per $100 in Coin

Online Me-to-Me transfers

Unlimited

Unlimited

N/A

Unlimited

Deposit Anywhere™

Unlimited

Unlimited

N/A

Unlimited

Send Interac® e-Transfers

Included in Standard Transactions

Included in Standard Transactions

N/A

Included in Standard Transactions

Requeset Interac® e-Transfers

Included in Standard Transactions

Included in Standard Transactions

N/A

Included in Standard Transactions

Interac® ATM

$3.50 /Withdrawal

$6.50 /Withdrawal

N/A

$6.50 /Withdrawal

International ATM*

$6.00 /Withdrawal

$9.00 /Withdrawal

N/A

$9.00 /Withdrawal

Cross Border Debit††

$3.00/Transaction

$6.00/Transaction

N/A

$6.00/Transaction

Additional Options

Available in US Funds***

No

No

Yes

No

Record Keeping

Online Statements

Free

Free

Free

Free

 

Easy business banking here

**The actual dividend paid out, if any, will vary each year at the discretion of the Board of Directors and is in large part based on the financial performance of the credit union.
*Additional fees, such as any terminal convenience, currency conversion, or usage fees, may be charged by third parties and added as part of the transaction amount.
***Accounts in US Funds have restricted access and are not eligible to earn interest. Speak to a staff member in branch for complete details.
††Cross Border debits from an Investment Account may not be available at all participating merchants in the United States
†Certain transactions may not be available to certain accounts with Dual Signatures enabled.