Key Features

Save on monthly fees.
The monthly fee is waived if you maintain a minimum daily balance in your account during the month on all Spending Accounts.

Interac® e-Transfers for everyone.
Send or Request Interac® e-Transfer without any extra fees; now part of your included Standard Transactions. Enjoy unlimited Interac® e-Transfers on Flex and UltraFlex Spending accounts, and up to 20 on a Core Spending Account for free.

QuickSwitch your Account
If you're planning a trip or going on a spending hiatus, with just a phone call you can easily switch your Spending Account to avoid any excess service charges.



Each Spending Account is designed to complement a specific way of spending money. The Core is Best suited for those with use cash on a daily basis where the UltraFlex is designed for the frequent travelers.

If you’re 25 and under or 60 and over, you get the same choice of accounts, and pay a discounted rate each month.

Everyone 25 and Under can bank for free.
Whether you’re going to school, working full time or somewhere in between, if you're 25 or under, you can get the same great discount on any Spending Account you choose.

Unlimited Me-to-Me online transfers with every Spending Account.
Transfer funds between your Savings and Spending Accounts online as much as you like without using any of your included Standard Transactions.

All our Spending Accounts come with Standard Transactions as part of the monthly fee.
Performing any one of the following transactions would be considered a standard transaction.

Standard Transactions


Send Interac® e-Transfer
Request Interac® e-Transfer
In Store Purchase
Mobile Wallet Purchase
CU ATM Withdrawal
CU ATM Transfer
In Branch Transfer
In Branch Cash Withdrawal
Bill Payment
Interac® Flash
Interac® Online Payment
Online Bill Payment
Online Transfers
Automatic Payments
Preauthorized Debits
Cheques
Telepay™ Transfer
Telepay™ Bill Payment


Spending Accounts

 

CORE

FLEX

ULTRAFLEX

Transactions

Standard Transactions

25 Free
$1.25/Additional

Unlimited

Unlimited

Online Me-to-Me transfers

Unlimited

Unlimited

Unlimited

Deposit Anywhere™

Unlimited

Unlimited

Unlimited

Send Interac® e-Transfers

Included in your Standard Transactions Limit (25)

Unlimited

Unlimited

Request Interac® e-Transfers

Included in your Standard Transactions Limit (25)

Unlimited

Unlimited

Interac® ATM

$1.50/Withdrawal

$1.50/Withdrawal

Unlimited

International ATM*

$4.00 /Withdrawal

$4.00 /Withdrawal

Unlimited

Cross Border Debit

$2.25/Transaction

$1.00/Transaction

Unlimited

Additional Features

Credit Card

-

-

No Annual Fee on World Mastercard^

Interest on Monthly Balance

-

-

Yes

Safety Deposit Box Discount

-

-

$12.00 /Year

Overdraft

$5.00 + Interest

$5.00 + Interest

Interest Only

Personalized Cheques

Starting at $24.00

Starting at $24.00

Starting at $0.00

Money Orders

$7.50

$7.50

Free

Certified Cheques

$15.00

$15.00

Free

Drafts

$7.50

$7.50

Free

Record Keeping

Online Statements with Cheque Images

Free

Free

Free

Paper Statements Mailed with Cheque Images

$2.50 /Month

$2.50 /Month

Free

Pricing

Regular

$6.00 /Month

$14.50 /Month

$29.50 /Month

Child (17 and under)

Free

Free

$12.00 /Month

Youth (18 to 25)

Free

$2.00 /Month

$12.00 /Month

Senior (60 and over)

Free

$7.25 /Month

$20.75 /Month

Minimum Daily Balance Required to Waive Monthly Fee

$2,000

$4,000

$5,000

 

Ready to Get Started?

 

® Used under license. All trade marks are the property of their respective owners
*Additional fees, such as any terminal convenience, currency conversion, or usage fees, may be charged by third parties and added as part of the transaction amount.
Any usage of the account features deemed excessive, abusive or contrary to its original purpose will be reviewed and addressed by the credit union.
Unlimited refers to use of the account that is reasonable of the average consumer for personal daily use only. Any usage which is deemed to exceed what is reasonable personal daily use will be reviewed and may be subject to additional fees.
If a member qualifies for a discounted account, they are limited to one account at the discounted rate regardless of how many member numbers they may hold.
^ Subject to credit approval. One (1) Credit Card Annual Fee rebate applies only for the member, who is also the Primary Cardholder of either one of the following Collabria Credit Cards – Collabria World Mastercard, or Collabria Travel Rewards Gold Mastercard, for as long as the member’s UltraFlex Spending account remains open and in good standing. All other fees and charges applicable to the selected and approved Collabria Credit Card Account continue to apply. The Rebate will appear on the member’s Collabria Credit Card statement within the first three statements after the annual fee is billed to the Collabria Credit Card Account.