Savings
Key Features
Save on monthly fees.
Each Savings Account includes two free Standard Transactions so you can access your money when you need without paying extra.
Included Interac® e-Transfers.
Send or request Interac® e-Transfers without any extra fees; now part of your two included Standard Transactions each month.
Unlimited Deposit Anywhere™ .
Deposit your cheques instantly with our Mobile Banking app.
Peak Savings available as a TFSA
Save money quickly with the added benefit of earning interest tax free.
Each Savings Account is designed to compliment a specific way of saving money. The Peak is best suited for those who want to grow their money fast and will not dip into it often.
All our Savings Accounts come with two free Standard Transactions per month.
Performing any one of the following transactions would be considered a standard transaction.
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Standard Transactions |
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Send Interac® e-Transfers |
Unlimited Me-to-Me online transfers with every Savings Account.
Transfer funds between your Savings and Spending Accounts as much as you like without using your two free included Standard Transactions.
Looking to save up for a US trip?
With the US in US Funds, you can set aside money when the exchange rate is best, and then access it in branch before you travel.
Savings Accounts
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SHARE |
PEAK |
US Account |
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Growth |
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Rate |
Dividends** |
High Interest |
N/A |
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Paid |
Annually** |
Monthly |
N/A |
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Transactions |
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Standard Transactions |
2 Free |
2 Free |
2 Free |
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Online Me-to-Me transfers |
Unlimited |
Unlimited |
N/A |
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Deposit Anywhere™ |
Unlimited |
Unlimited |
N/A |
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Send Interac® e-Transfers |
Included in your Standard |
Included in your Standard |
N/A |
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Request Interac® e-Transfers |
Included in your Standard |
Included in your Standard |
N/A |
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Interac® ATM |
$3.50 /Withdrawal |
$6.50 /Withdrawal |
N/A |
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International ATM* |
$6.00 /Withdrawal |
$9.00 /Withdrawal |
N/A |
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Cross Border Debit† |
$3.00/Transaction |
$6.00/Transaction |
N/A |
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Additional Options |
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Available in US Funds*** |
No |
No |
Yes |
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Available as a TFSA†† |
No |
Yes |
No |
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Record Keeping |
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Online Statements |
Free |
Free |
Free |
**The actual dividend paid out, if any, will vary each year at the discretion of the Board of Directors and is in large part based on the financial performance of the credit union.
*Additional fees, such as any terminal convenience, currency conversion, or usage fees, may be charged by third parties and added as part of the transaction amount.
***Accounts in US Funds have restricted access and are not eligible to earn interest. Speak to a staff member in branch for complete details.
†Cross Border debits from a Savings Account may not be available at all participating merchants in the United States
†† Tax Free Savings Accounts cannot perform any transactions requiring a Debit Card
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