With this valuable insurance on your mortgage, your family's biggest debt is turned into its strongest asset. Mortgage insurance is an economical safeguard that frees your family from mortgage payments, saving them from financial stress during life's uncertainties.

Valuable family home coverage provides:

• Life, disability and loss of employment insurances
• Affordable group rate premiums
• Flexible single or joint coverage
• Non-smokers premiums
• Annual or monthly payments

Life Insurance Coverage:

• Maximum coverage of $500,000
• Maximum term of coverage is 35 years
• Maximum issue age is 64
• Coverage ceases at age 80

Disability Insurance:

• Maximum monthly benefit of $2,500
• Maximum term of coverage is 35 years
• Maximum issue age ceases at 64
• Coverage ceases at age 66
• Elimination period (before benefits become payable) is 60 day non-retroactive

Loss of Employment Insurance:

• Maximum monthly benefit of $2,500
• Maximum term of benefits is 9 months
• Maximum term of coverage is 35 years
• Maximum isuue age is 64
• Coverage ceases at age 66
• Qualifying period (before benefits become payable) is 60 day non-retroactive.

Critical Illness Insurance:

• Maximum coverage of $500,000.00
• Maximum period of coverage is 35 years
• Maximum issue age of 55
• Coverage ceases at age 70

Creditor’s group insurance coverage is optional and is underwritten by Co-operators Life Insurance Company. Supporting services, such as enrollment intake, medical underwriting and claims administration are provided by the employees of CUMIS Services Incorporated. Coverage is governed by the terms and conditions of the creditor’s group insurance policy issued to the creditor and is subject to terms, conditions, exclusions and eligibility requirements. See the Product Guide and Certificate of Insurance for full coverage details.